Business

For the first course in personal finance, also called Financial Planning or Home Economics and Finance.

The goal of the text is to address the two most critical tasks present in teaching personal finance: The first is to have students appreciate the importance of planning and have a basic understanding of planning techniques. The second is to develop students’ abilities to think critically and to make effective decisions.

For the first course in personal finance, also called Financial Planning or Home Economics and Finance.

The goal of the text is to address the two most critical tasks present in teaching personal finance: The first is to have students appreciate the importance of planning and have a basic understanding of planning techniques. The second is to develop students’ abilities to think critically and to make effective decisions.

Decision-Making approach–Important in this process is the concepts of opportunity costs and marginal analysis. These topics are introduced and explained in Chapter 1 and are used extensively throughout the text.

• Uses a four-part approach to decision-making that involves setting goals, listing alternatives, measuring performance, and evaluating achievement.

How do you show students how concepts are applied in practice and in real-world settings?

An illustrative family: The Steeles–Uses a real-world family as a teaching/learning pedagogical tool throughout each chapter.

• Makes course interesting and puts material in a real-world, family setting.

Extensive Chapter-End Materials (Chapter 3)- Steele follow-up, Internet exercises, and Marie Wilson goal planning exercise spanning Chapters 1,2, and 3.

• Helps students with hands-on learning. Makes instructors’ jobs easier by providing ample testing materials.

A flexible outline–Most of the chapters and many chapter subparts are self-contained units, making their coverage optional.

• Designed to be used in different course settings, tailored to the students’ needs.

What do you do to get students to actually apply the concepts they are learning about?

A Goal planning Exercise for a Single Mother. (Chapters 1-3)- Marie Wilson is a single adult with a four-year old son, trying to get ahead financially on a limited income.

• Gives students an opportunity to participate in the important job of framing goals, planning to achieve them, and budgeting properly to afford them.  The Exercise spans Chapters 1, 2, and 3 with Excel worksheets available at the Winger Companion Website.

An Emphasis on Risk and Return.

• In the investment section, risk is treated in such a way that students can use the concept when making investment decisions. Readers, thus, gain a practical tool as well as an understanding of the basic principles.

Focus on the Time Value of Money- The growing importance of achieving long-term goals through investing has increased the need for students to grasp the time value of money.

• The explanation and use of these techniques are simple and well within the grasp of most students.

Financial Planning for Young Adults–A new theme for boxed items and exercises has been added to this edition.

• Highlights financial planning topics that specifically relate to college-age students.

New topics throughout–Hedge funds, stored value cards, student loans and student loan consolidation, predatory lending, credit report and insurance risk assessment, health savings accounts, prescription drug cards.

• Features topics that are growing in popularity and that are of pertinent interest to college students both now and as they graduate.

New boxed items–At least six new boxed items with existing boxes updated.

• Includes boxed on financial planning for young adults.

Thoroughly updated–topics requiring updating are updated, including stock and bond returns, economic cycle, interest rates, inflation rates, prices of key items, and others.

• Provides fresh information completely updated for 2004 tax code.

I. THE BASIC FRAMEWORK.

1. Financial Planning: Why It's Important to You.

2. The Time Value of Money: All Dollars Are Not Created Equal.

3. Financial Statements and Budgets: Where Are You Now and Where Are You Going?

4. Taxes: The Government's Share of your Rewards.

5. Cash Management: Funds for Immediate Needs.

6. Short-term Credit Management: Consumer Credit.

7. Consumer Durables: The Personal Auto.

8. Housing: The Cost of Shelter.

9. Financial Markets and Institutions: Learning the Investment Environment.

10. Investment Basics: Understanding Risk and Return.

11. Stock and Bonds: Your Most Common Investments.

12. Mutual Funds and Other Pooling Arrangements: Simplifying and (Maybe) Improving our Investment Performance.

13. Property and Liability Insurance: Protecting Your Lifestyle Assets.

14. Health Care and Disability Insurance: Protecting Your Earning Capacity.

15. Life Insurance and Estate Planning: Protecting Your Dependents.

16. Retirement Planning: Planning Your long-Term Needs.

Personal Finance  (Finance)

• 
  Personal Finance: An Integrated Planning Approach, 8/E
  Frasca
  ©2009 | Prentice Hall | Paper; 504 pp | Instock
  ISBN-10: 0136063039 | ISBN-13: 9780136063032
  Brief Description | Buy from myPearsonStore

  

  For Undergraduate or Graduate courses in Personal Finance or Professional Financial Planning
  
  Personal Finance: An Integrated Planning Approach prepares students to meet the challenges of a changing economy by focusing on the two most important personal financial skills: planning and a basic understanding of planning techniques; and the ability to think critically and to make effective decisions.
  
  

Companion Website - Frasca, 7/E
WINGER & FRASCA
©2006 | Prentice Hall | On-line Supplement | Instock
ISBN-10: 0131856243 | ISBN-13: 9780131856240
URL:  http://www.prenhall.com/winger

Personal Finance Review Copy and Companion Website Access Card Package, 7/E
Winger & Frasca
©2006 | Prentice Hall | Kit/Package/ShrinkWrap | Instock
ISBN-10: 0131698087 | ISBN-13: 9780131698086

Companion Website - Frasca, 7/E
WINGER & FRASCA
©2006 | Prentice Hall | On-line Supplement | Instock
ISBN-10: 0131856243 | ISBN-13: 9780131856240
URL:  http://www.prenhall.com/winger

Image Library, 7/E
Frasca
©2006 | Prentice Hall | CD-ROM Only | Estimated Availability : 10/01/2005
ISBN-10: 0131856251 | ISBN-13: 9780131856257
  View Downloadable Files

Instructor's Manual (web only), 7/E
Winger & FRASCA
©2006 | Prentice Hall | On-line Supplement; 180 pp | Instock
ISBN-10: 0131856219 | ISBN-13: 9780131856219
  View Downloadable Files

PowerPoints, 7/E
Frasca
©2006 | Prentice Hall | Software | Instock
ISBN-10: 013185626X | ISBN-13: 9780131856264
  View Downloadable Files

Test Item File (web only), 7/E
Winger & Frasca
©2006 | Prentice Hall | On-line Supplement; 250 pp | Instock
ISBN-10: 0131856227 | ISBN-13: 9780131856226
  View Downloadable Files

TestGen, 7/E
Frasca
©2006 | Prentice Hall | On-line Supplement | Instock
ISBN-10: 0131856235 | ISBN-13: 9780131856233
  View Downloadable Files

Companion Website - Frasca, 7/E
WINGER & FRASCA
©2006 | Prentice Hall | On-line Supplement | Instock
ISBN-10: 0131856243 | ISBN-13: 9780131856240
URL:  http://www.prenhall.com/winger

FinCoach 2.0: CD-ROM Edition
Handa
©2002 | Prentice Hall | CD-ROM Only | Instock
ISBN-10: 0130606189 | ISBN-13: 9780130606181
Buy from myPearsonStore

Interwrite Personal Response System
EduCue, Addison-Wesley & Benjamin Cummings
©2004 | Prentice Hall | Electronic Supplement | Instock
ISBN-10: 0321267354 | ISBN-13: 9780321267351

Wall Street Journal User's Guide, The
Addison-Wesley
©2004 | Prentice Hall | Paper | Instock
ISBN-10: 0321267001 | ISBN-13: 9780321267009

Companion Website - Frasca, 7/E
WINGER & FRASCA
©2006 | Prentice Hall | On-line Supplement | Instock
ISBN-10: 0131856243 | ISBN-13: 9780131856240
URL:  http://www.prenhall.com/winger

Give your students a choice! PearsonChoices products are designed to give your students more value and flexibility by letting them choose from a variety of text and media formats to best match their learning style and their budget.

Pearson Higher Education offers special pricing when you choose to package your text with other student resources. If you're interested in creating a cost-saving package for your students, see the Packages Tab.

• 
  Personal Finance Integrated and Companion Website Access Card Package, CourseSmart eTextbook, 7/E
  Winger & Frasca
  ©2006 | Prentice Hall | On-line Supplement; 496 pp | Instock
  ISBN-10: 0131869280 | ISBN-13: 9780131869288
  URL:  http://www.coursesmart.com
  Brief Description | Buy from myPearsonStore

  

  CourseSmart Textbooks Online is an exciting new choice for students looking to save money. As an alternative to purchasing the print textbook, students can subscribe to the same content online and save up to 50% off the suggested list price of the print text. With a CourseSmart etextbook, students can search the text, make notes online, print out reading assignments that incorporate lecture notes, and bookmark important passages for later review. For more information, or to subscribe to the CourseSmart eTextbook, visit www.coursesmart.com.

   

• 
  Personal Finance: An Integrated Planning Approach, 7/E
  Winger & Frasca
  ©2006 | Prentice Hall | Cloth; 496 pp | Out of Stock
  ISBN-10: 0131856197 | ISBN-13: 9780131856196
  

This package contains:
•   Winger & Frasca, Companion Website Access Card, 7/E (2006)
•   Winger & Frasca, Personal Finance: An Integrated Planning Approach, 7/E (2006)

Pearson Higher Education offers special pricing when you choose to package your text with other student resources. If you're interested in creating a cost-saving package for your students contact your Pearson Higher Education representative.