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Business Mathematics, 11/E
Charles D. Miller, American River College
Stanley A. Salzman, American River College
Gary Clendenen, University of Texas - Tyler

ISBN-10: 0321500121
ISBN-13: 9780321500120

Publisher: Addison-Wesley
Copyright: 2009
Format: Paper; 804 pp
Published: 01/22/2008

Suggested retail price: $132.67
Buy from myPearsonStore

Business Mathematics, Eleventh Edition maximizes student interest by presenting the necessary mathematics through real-world applications. New examples from real companies and the people who run them are woven throughout the book to apply the concepts to real practices. Many new photographs, news clippings, and graphs have been added to increase the relevance of chapter content to the world of business. The globalization of our society is emphasized through examples and exercises that highlight foreign countries and international topics.

 

Providing solid, practical, and up-to-date coverage of business mathematics topics, the text begins with a brief review of basic mathematics and goes on to introduce key business topics, such as bank services, payroll, business discounts and markups, simple and compound interest, stocks and bonds, consumer loans, taxes and insurance, depreciation, financial statements, and business statistics.

 

Available with the 11/e:

 

MathXL® and MyMathLab® for Business Math provide a powerful classroom management, homework, tutorial, and assessment tools. Students can take chapter quizzes or tests in MathXL and MyMathLab and receive personalized study plans based on their test results. The study plan diagnoses weaknesses and links students directly to tutorial exercises for the outcomes they need to study and retest. All student work can be tracked in MathXL’s online gradebook. Three packaging options--MyMathLab, MathXL, or MathXL Tutorials on CD--provide flexible platforms to fit your course goals. For more information, visit our websites at www.mymathlab.com and www.mathxl.com, or contact your sales representative.

 

  • MathXL® and MyMathLab® for Business Math provide a powerful classroom management, homework, tutorial, and assessment tools. Students can take chapter quizzes or tests in MathXL and MyMathLab and receive personalized study plans based on their test results. The study plan diagnoses weaknesses and links students directly to tutorial exercises for the outcomes they need to study and retest. All student work can be tracked in MathXL’s online gradebook. Three packaging options--MyMathLab, MathXL, or MathXL Tutorials on CD--provide flexible platforms to fit your course goals. For more information, visit our websites at www.mymathlab.com and www.mathxl.com, or contact your sales representative.

  • NEW! Quick Check Exercises follow each example in the text to reinforce understanding of specific concepts. Answers to these exercises are given at the bottom of the page.
  • Quick Start exercises help students get started on the exercise sets. This on-the-spot reinforcement gives students both the confidence to continue working practice problems and the knowledge of which topics may require additional review.
  • Quick Review at the end of each chapter begins with a list of key terms from the chapter and the pages on which they first appear. The Quick Review uses a two-column format for Concepts and Examples to help the student review all the main points presented in the chapter.
  • Case in Point applications throughout each chapter are tied to the business introduced in the chapter opener. This approach demonstrates to the student how specific topics are used by the managers and executives operating the business.
  • NEW! Case Studies are one-page features that highlight a business and provide questions that relate the company's business practices to the chapter concepts. Selected Case Studies have additional video content available on the Classroom Lectures and Case Studies on DVD-ROM.
  • Many chapters openers introduce a new or popular business—such as Subway, The Home Depot, The Hershey Company, Bank of America, General Motors, Citigroup, Century 21, and Mattel—to capture student interest.
  • Application problems have been updated throughout to be relevant to today’s students, and they reference well-known companies.
  • Here and Now features emphasize recent business trends by showcasing a wide selection of current newspaper and magazine articles in each chapter. These current, eye-catching items are tied to examples within the chapter sections and are a constant reminder to students of the relevance of the chapter content to current business topics.
  • Investigative Questions appear at the end of each chapter’s Summary Exercise. Investigative questions require higher-level thinking skills and encourage students to develop concepts beyond what they have already learned. These questions are ideal for collaborative assignments.
  • Supplementary Exercises occur throughout the book to help students review and synthesize difficult concepts.
  • Cumulative Reviews, found at the end of Chapters 3, 7, 9, and 11, help students review groups of related chapter topics and reinforce understanding.
  • A business mathematics pretest is included in the introduction of the book. This pretest can help students and instructors identify individual and class strengths and weaknesses.
  • A glossary of key words, located at the back of the book, provides a quick reference for the main ideas of the course.

New and Updated Features:

  • Case Studies are one-page features that highlight a business and provide questions that relate the company's business practices to the chapter concepts. Selected Case Studies have additional video content available on the Classroom Lectures and Case Studies on DVD-ROM.
  • Quick Check Exercises follow each example in the text to reinforce understanding of specific concepts. Answers to these exercises are given at the bottom of the page.
  • Application problems have been updated throughout to be relevant to today’s students, and they reference well-known companies such as Subway, The Home Depot, Jackson and Perkins Company, REI, FTD, Ford Motor Company, Bank of America, General Motors, Citigroup, Century 21, The Hershey Company, and Mattel.
  • The new design and trim size provides an easy-to-read, engaging text for students.

 

New Student Resources:

  • The new Classroom Lectures and Case Studies on DVD offer a short lecture for each section of the text, along with Case Study company profile videos tied to select Case Studies from the text.

Preface

Introduction for Students

Pretest in Business Mathematics

Index of Applications

 

1. Whole Numbers and Decimals

1.1 Whole Numbers

1.2 Application Problems

1.3 Basics of Decimals

1.4 Addition and Subtraction of Decimals

1.5 Multiplication and Division of Decimals

            Case Study: Subway

            Chapter 1 Quick Review

            Chapter Terms

            Summary Exercise: The Toll of Wedding Bells

            Chapter 1 Test

 

2. Fractions

2.1 Basics of Fractions

            Case Study: Home Depot

2.2 Addition and Subtraction of Fractions

2.3 Addition and Subtraction of Mixed Numbers

2.4 Multiplication and Division of Fractions

2.5 Converting Decimals to Fractions and Fractions to Decimals

            Chapter 2 Quick Review

            Chapter Terms

            Summary Exercise: Using Fractions with Statistics

            Chapter 2 Test

 

3. Percent

3.1 Writing Decimals and Fractions as Percents

3.2 Finding Part

3.3 Finding Base

            Supplementary Application Exercises on Base and Part

3.4 Finding Rate

            Supplementary Application Exercises on Base, Rate, and Part

3.5 Increase and Decrease Problems

            Case Study: Century 21

            Chapter 3 Quick Review

            Chapter Terms

            Summary Exercise: Investment Gains and Losses

            Chapter 3 Test

 

Cumulative Review: Chapters 1—3

 

4. Bank Services

4.1 Checking Accounts and Check Registers

            Case Study: Jackson and Perkins

4.2 Checking Services and Credit-Card Transactions

4.3 Bank Statement Reconciliation

            Chapter 4 Quick Review

            Chapter Terms

            Summary Exercise: The Banking Activities of a Retailer

            Chapter 4 Test

 

5. Payroll

5.1 Gross Earnings: Wages and Salaries

5.2 Gross Earnings: Piecework and Commissions

5.3 Social Security, Medicare, and Other Taxes

5.4 Income Tax Withholding

            Case Study: Social Security Administration

            Chapter 5 Quick Review

            Chapter Terms

            Summary Exercise: Payroll: Finding Your Take-Home Pay

            Chapter 5 Test

 

6. Mathematics of Buying

6.1 Invoices and Trade Discounts

6.2 Series Discounts and Single Discount Equivalents

6.3 Cash Discounts: Ordinary Dating Method

            Case Study: George Foreman

6.4 Cash Discounts: Other Dating Methods

            Chapter 6 Quick Review

            Chapter Terms

            Summary Exercise: The Retailer: Invoices,

            Trade Discounts, and Cash Discounts

            Chapter 6 Test

 

7. Mathematics of Selling

7.1 Markup on Cost

7.2 Markup on Selling Price

            Supplementary Application Exercises on Markup

7.3 Markdown

7.4 Turnover and Valuation of Inventory

            Chapter 7 Quick Review

            Chapter Terms

            Summary Exercise: Markdown: Reducing Prices to Move Merchandise

            Case Study: REI

            Chapter 7 Test

 

Cumulative Review: Chapters 4—7

 

8. Simple Interest

8.1 Basics of Simple Interest

8.2 Finding Principal, Rate, and Time

8.3 Simple Discount Notes

8.4 Discounting a Note Before Maturity

            Case Study: General Motors

            Supplementary Application Exercises on Simple Interest and Simple Discount

            Chapter 8 Quick Review

            Chapter Terms

            Summary Exercise: Banking in a Global World:

            How Do Large Banks Make Money?

            Chapter 8 Test

 

9. Compound Interest

9.1 Compound Interest

9.2 Interest-Bearing Bank Accounts and Inflation

            Case Study: Bank of America

9.3 Present Value and Future Value

            Chapter 9 Quick Review

            Chapter Terms

            Summary Exercise: Valuing a Chain of McDonald’s Restaurants

            Chapter 9 Test

 

Cumulative Review: Chapters 8 and 9

 

10. Annuities, Stocks, and Bonds

10.1 Annuities and Retirement Accounts

10.2 Present Value of an Ordinary Annuity

10.3 Sinking Funds (Finding Annuity Payments)

            Supplementary Application Exercises on Annuities and Sinking Funds

10.4 Stocks

            Case Study: American River College

10.5 Bonds

            Chapter 10 Quick Review

            Chapter Terms

            Summary Exercise: Planning for Retirement

            Chapter 10 Test

 

11. Business and Consumer Loans

11.1 Open-End Credit and Charge Cards

11.2 Installment Loans

11.3 Early Payoffs of Loans

11.4 Personal Property Loans

11.5 Real Estate Loans

            Chapter 11 Quick Review

            Chapter Terms

            Summary Exercise: Consolidating Loans

            Case Study: Citigroup

            Chapter 11 Test

 

Cumulative Review: Chapters 10 and 11

 

12. Taxes and Insurance

12.1 Property Tax

12.2 Personal Income Tax

12.3 Fire Insurance

12.4 Motor Vehicle Insurance

12.5 Life Insurance

            Case Study: Mattel

            Chapter 12 Quick Review

            Chapter Terms

            Summary Exercise: Financial Planning for Taxes and Insurance

            Chapter 12 Test

 

13. Depreciation

13.1 Depreciation: Straight-Line Method

13.2 Depreciation: Declining-Balance Method

13.3 Depreciation: Sum-of-the-Years’-Digits Method

            Supplementary Application Exercises on Depreciation

13.4 Depreciation: Units-of-Production Method

            Case Study: Ford Motor Company

13.5 Depreciation: Modified Accelerated Cost Recovery System

            Chapter 13 Quick Review

            Chapter Terms

            Summary Exercise: Comparing Depreciation Methods: A Business Application

            Chapter 13 Test

 

14. Financial Statements and Ratios

14.1 The Income Statement

14.2 Analyzing the Income Statement

14.3 The Balance Sheet

14.4 Analyzing the Balance Sheet

            Chapter 14 Quick Review

            Chapter Terms

            Summary Exercise: Owning Your Own Business

            Case Study: The Hershey Company

            Chapter 14 Test

 

15. Business Statistics

15.1 Frequency Distributions and Graphs

15.2 Mean, Median, and Mode

            Chapter 15 Quick Review

            Chapter Terms

            Summary Exercise: Watching the Growth of a Small Business

            Case Study: Bobby Flay

            Chapter 15 Test

            CHAPTER 15

            CHAPTER 14

 

Appendices

A. Equations and Formula Review

            A.1 Equations

            A.2 Business Applications of Equations

            A.3 Business Formulas

            A.4 Ratio and Proportion

B. The Metric System

C. Basic Calculators

D. Financial Calculators

 

Answers to Selected Exercises

Glossary

Index

    The tenth edition of Business Mathematics has been extensively revised to maximize student interest in each chapter of the text. More than ever, real-life examples from today's business world have been incorporated; new examples from actual companies and the people who run them are woven throughout the book to serve as applications of the concepts presented. Many new photographs, news clippings, and graphs have been added to increase the relevance of chapter content to the world students know. The globalization of our society is emphasized through examples and exercises that highlight foreign countries and international topics.

     

    Providing solid, practical, and up-to-date coverage of business mathematics topics, the text begins with a brief review of basic mathematics and goes on to introduce key business topics, such as bank services, payroll, business discounts and markups, simple and compound interest, stocks and bonds, consumer loans, taxes and insurance, depreciation, financial statements, and business statistics. In keeping with today's ever expanding Web use, Business Mathematics, tenth Edition, now includes MyMathLab – a Web-based supplement that allows students to interact with a full version of the text online and a course-management system so that you can use MyMathLab to teach an online course.

  • 0321277821Business Mathematics, 10/E
    Miller, Salzman & Clendenen
    © 2006 | Addison-Wesley | Paper; 768 pages | Instock
    ISBN-10: 0321277821 | ISBN-13: 9780321277824
    Brief Description

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  • 0321546849Business Mathematics, CourseSmart eTextbook, 11/E
    Miller, Salzman & Clendenen
    © 2009 | Addison-Wesley | Electronic Book; 804 pages | Instock
    ISBN-10: 0321546849 | ISBN-13: 9780321546845
    URL: http://www.coursesmart.com
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  • 0135069297Business Mathematics, eTextbook, 11/E
    Miller, Salzman & Clendenen
    © 2009 | Addison-Wesley | Café Scribe; 804 pages | Estimated Availability: 08/01/2008
    ISBN-10: 0135069297 | ISBN-13: 9780135069295

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